Almost all traffic exchange programs encourage users to build their own referral networks, which in turn increases the referrers' amount of credits.

It took e-mail technology to really allow the fifth goal, the referral network, to operate.

Generic Services include: A need-based referral network, an energy assistance program, case management, a food pantry, and a clothing bank.

The situation didn't leave room for anybody who wasn't a seasoned professional, who didn't have the necessary experience combined with a large referral network.

A new service called LinkedIn (www.linkedin.com) uses referral networks to connect companies with job seekers.

This has worked in California, where public and private sectors have joined to pay for training efforts through a statewide resource and referral network.

Finally, be sure to provide any relevant community switchboards or referral networks with information sheets.

A promising child-care resource and referral network will get an additional $1 million.

But organizing referral networks and designating hospitals can be difficult.

The groups also provide information on new research, strategies for care, nutrition, drugs and legislative and public policy issues through a referral network.