If you don't - or you want to build up your savings more - then maybe 2012 is the year to start regular saving.

Others will have a positive cash flow, and they should set up a regular saving and investment plan with the excess.

And for regular savings we can easily set up a standing order.

Ideally, a spending plan should balance income and expenses, including regular savings for future financial goals.

It wouldn't cost a fortune, and I've got that hundred dollars in gold to fall back on, besides my regular savings.

With coaching from his agent, he said, he started a regular savings and investment plan in 1982.

Either way, regular savings in a Jisa will beat being remembered for bad breath.

The most common fees plans involve lump sum investment or regular savings.

This account pays 6 per cent before tax on regular savings of a minimum £10 or maximum £100 fixed for a year.

Remember to indicate whether you wish to save by lump sum, regular or monthly savings.