It takes more than an above-average income and good repayment record to earn the American Express card.

So far the loan program has had a remarkably good repayment record.

Also, parents are often released from their obligation if the student establishes a good repayment record.

The government would look at the repayment record of a university's graduates before accepting bids.

It provides a snapshot of credit accounts, your repayment record and how well you are coping.

And its repayment record is outstanding.

Hungary, another stop on the President's tour, is also heavily burdened with foreign debt, but like Rumania it has a respectable repayment record.

This is your personal credit history and details the loans, cards, mortgages and other credit accounts in your name, along with your repayment record.

Even worse, many of the Monettis' investments were very risky, based on mortgages of long maturity and held by borrowers with iffy repayment records.

Not only is there an excellent repayment record, but also a "trickle up" effect on the local economy.