Banks interested in insurance underwriting and real estate development would have to set up separate affiliates.

Momentum for a new law has also grown as more financial conglomerates offer diversified services, from bank accounts to insurance, at separate affiliates.

The Manhattan Chamber of Commerce Foundation is a separate non-profit educational affiliate that helps members learn about doing business globally.

The higher-yield, riskier activities would continue, but in separate uninsured affiliates that depend on private investors to raise funds.

On the contrary, the column states, "new powers should be carried out only by separate affiliates with 'firewalls' to prevent conflicts of interest."

Islamic Relief Worldwide has 15 legally separate and independent affiliates (also referred to as "partner offices") around the world, located in:

He promises his plan would protect consumers by forcing the companies to segregate manufacturing in a separate affiliate.

The group wanted network providers to bid on the spectrum through separate affiliates operating under open access conditions.

Charles A. Bowsher, the Comptroller General, says such new powers should be carried out only by separate affiliates, with "firewalls" to prevent conflicts of interest.

Todd Shipman, an S.& P. analyst, said power generation businesses were often placed in separate affiliates.