Mr. Jenkins says he doesn't recommend specific stocks or other financial products.

But he noted that "some investors are looking very hard at specific stocks and saying they may have risen too far, too fast."

In other words, at a given time there may be several market makers participating in trade matching for a specific stock.

When they do suggest specific stocks, they stick to the blue chips.

Clients can use the accounts to pursue their social issues, down to excising a specific stock that makes them uncomfortable.

Still others say that, while a declining dollar may have an impact on specific stocks, there is little if any link with the market's direction.

Last year, the company forbade fund managers to talk to the press about specific stocks.

People are also reading too much into specific stocks that are now in the portfolios, he said.

"I told him I knew where to go for a specific stock or bond but not for a financial plan," she said.

Yes, but what specific stocks did better than that?