Mr. Radin's client would be likely to face that should he keep putting money into the plan and not take distributions until retirement time.

If you wait until after the filing date, you will not be able to take distributions as soon.

"However, he should confirm that the custodians from which he doesn't want to take distributions aren't going to do so automatically based on their own calculations."

Allowing excess amounts to accumulate (failing to take required distributions).

You are not required to take distributions from your Roth IRA at any age.

However, when you take distributions, the portion deemed to be interest is taxed as regular income.

A. A beneficiary spouse can continue to take distributions at least as rapidly as under the method in effect before the owner's death.

Consider taking distributions in cash rather than reinvesting them in new fund shares.

Mr. Paulson took distributions of more than $5 million on his investments in those funds last year, the proxy shows.

If the money outlives him, his heirs generally have many years to take distributions from the account.