It can only be increased by taking on more debt.
"Management must take some responsibility for taking on too much debt."
This week's action is not expected to stop the nation from taking on more debt to pay its bills.
It doesn't have to be more cash, if he's concerned about taking on too much debt.
But fear of taking on debt sometimes holds them back, he added.
That might be a good thing in terms of stopping people taking on more debt.
The cost of education is so high now that nobody can afford to go to school without taking on debt.
The company's decision to take on more debt to do that, though, may not sit well with every investor.
And companies took on short-term debt to pay for construction.
The main reason for the surge was individuals' taking on too much debt, the association said.