"They come to us now for title insurance and we are finding liens on their property."

The cost of title insurance has two components: premium charges and service fees.

He expanded the company to offer property management, title insurance, and corporate relocation services.

Some states do not regulate the premiums for title insurance.

Then, for another fee, the state issues a certificate that serves as title insurance.

Because many countries do not have title insurance, it is especially important that all the legal documents be reviewed by a local attorney.

Basically, title insurance provides protection against any problems that may arise out of the property.

The owner's title insurance on an $800,000 house would be about $2,800.

That is typically acceptable since buyers usually protect themselves with title insurance when they buy the property.

"But I wouldn't represent someone who would not purchase title insurance," she said.