If they change the terms of the contract, you can leave without penalty.

Athletes would be able to test their market value without penalty.

Travelers can land in one city and leave from the other without penalty.

People can switch plans at the end of each year without penalty.

With the new product, you can cash out any time without penalty.

In this case city holdings can be held without penalty.

This money can then be withdrawn at any point of time, without penalty.

It would let a couple take out $10,000 to buy their first home, without penalty for early withdrawal.

The money could be used for down payments without penalties or taxes.

Without penalties like these, there is no incentive for Iraq to change its ways.