Banks showing difficulty under the stress tests are required to postpone share buybacks, curtail dividend plans and if necessary raise additional capital financing.

Mr. Borella said that with better capital financing, Amtrak could attract more riders and eliminate the need for operating subsidies.

"Clearly, efficiencies alone aren't going to meet the capital financing needs for mass transit in New York City," Mr. Page said.

Minority owned businesses can also experience discrimination, both from suppliers and from banks and other sources of capital financing.

A boardroom shuffle and a lack of partners and capital financing left the project with an uncertain future.

Loans with a mixed use of fixed asset and working capital financing will have a blended-average maturity.

It looks at dividends paid, operating cash flow, new equity issues and capital financing.

These resources are destined to the purchase of machines and equipment as well as the o working capital financing.

The corporate banking division offered working capital financing, customer-tailored loans, treasury products and brokerage services.

But the restoration group was unable to come up with the money, Mr. Jaquez said, and the capital financing was reallocated to other parks projects.